William Savage
Stockholm,Sweden
Summary
Highly experienced and accomplished Financial Management professional with extensive experience in portfolio management, credit and risk assessment and collections. Demonstrated success in driving performance improvements and fostering a culture of continuous growth within teams. Proven ability to build and lead high-performing teams to achieve organizational goals.
Seeking new position with exciting challenges where great skills and energetic successes will be valued.
Overview
42
42
years of professional experience
Work History
SENIOR RISK AND PORTFOLIO MANAGER FINANCE
RIVERTY AB
STOCKHOLM
01.2022 - 11.2024
- Developed and deployed an efficient portfolio management structure spanning multiple European countries.
- Instigated a new automated Power dashboard for customer (B2B, B2C) payment, providing, and debt purchase service.
- KPI and trending of profitability, performance KPIs, bad debts, and debt collection.
- Recommended action plans to address finance, credit, and bad debt issues.
- Developed risk and credit strategies for multiple international markets.
- Cultivated a culture focused on ongoing enhancement among team members.
SENIOR PORTFOLIO AND RISK OFFICER
VOLVO FINANCIAL SERVICES AB
GÖTEBORG
01.2016 - 07.2021
- Oversaw portfolio credit analysis for EMEA HQ.
- Directed multi-national risk management efforts across over 35 countries.
- Spearheaded KPI development for accounts receivable and risk management efforts.
- Evaluated and managed risk policies for EMEA region.
- Actioned strategies across portfolios to mitigate diverse risks.
- Presented monthly portfolio performance to executive leadership.
- Offered recommendations on retail and wholesale credit proposals.
- Drove strategies to elevate process automation efficiency.
- Coordinated management and execution of underwriting grading schemes.
- Developed a clear strategy document outlining risk management procedures in EMEA.
- Attained the best year-on-year aged debt outcomes in nearly a decade.
- Honored with prestigious VFS EMEA HQ Dalahäst award for exceptional improvement concepts.
- Automated process management and legal documentation securities.
- Established two educational academies across EMEA.
MANAGEMENT RISK CONSULTANT
RENAULT NORDIC AB
STOCKHOLM
01.2009 - 01.2010
- Sole responsibility for initiating credit risk processes on Nordic market customers
UK CREDIT & RISK MANAGER
CHUBB INSURANCE COMPANY OF EUROPE
LONDON
01.1998 - 01.2008
- Led team of 35+ in UK/Ire credit management department.
- Full responsibility for initiating and controlling accounts receivables, risk, and financial reporting functions.
SENIOR CREDIT CONTROL CONSULTANT
DAVID CHORLEY INTERNATIONAL
LONDON
01.1994 - 01.1997
BUSINESS MANAGER
CONCEPT PROPERTY DEVELOPMENT LTD
KENT
01.1990 - 01.1994
RATE NEGOTIATOR
BRITISH TELECOM (INTERNATIONAL)
LONDON
01.1988 - 01.1990
COLLECTIONS OFFICER
LONDON BOROUGH OF LEWISHAM
LONDON
01.1983 - 01.1988
CREDIT MANAGER
DFI COMPUTERS UK LTD/ACER COMPUTERS
LONDON
01.1998
Education
MCICM (Grad) -
INSTITUTE OF CREDIT MANAGEMENT (ICM)
LONDON01.1998
BTEC National Diploma - Business Studies
SOUTH LONDON COLLEGE
LONDON01.1985
GCSE O Levels - 8 passes
HABERDASHERS ASKES BOYS GRAMMAR SCHOOL
LONDON01.1981
Skills
- Financial analysis and recommending action plans for improvements
- Portfolio lifecycle management
- Portfolio KPI optimization
- Profitability optimization
- Risk rating
- Data analytics
- Team orientated
- Leader
- Key supporter of company mission
Languages
- English, native tongue
- Swedish, Improving
Itliteracy
- SAP
- Hyperion
- Microsoft
- Power BI
- Qlikview
- Multiple systems, software etc.
Timeline
SENIOR RISK AND PORTFOLIO MANAGER FINANCE
RIVERTY AB
01.2022 - 11.2024
SENIOR PORTFOLIO AND RISK OFFICER
VOLVO FINANCIAL SERVICES AB
01.2016 - 07.2021
MANAGEMENT RISK CONSULTANT
RENAULT NORDIC AB
01.2009 - 01.2010
UK CREDIT & RISK MANAGER
CHUBB INSURANCE COMPANY OF EUROPE
01.1998 - 01.2008
CREDIT MANAGER
DFI COMPUTERS UK LTD/ACER COMPUTERS
01.1998
SENIOR CREDIT CONTROL CONSULTANT
DAVID CHORLEY INTERNATIONAL
01.1994 - 01.1997
BUSINESS MANAGER
CONCEPT PROPERTY DEVELOPMENT LTD
01.1990 - 01.1994
RATE NEGOTIATOR
BRITISH TELECOM (INTERNATIONAL)
01.1988 - 01.1990
COLLECTIONS OFFICER
LONDON BOROUGH OF LEWISHAM
01.1983 - 01.1988
MCICM (Grad) -
INSTITUTE OF CREDIT MANAGEMENT (ICM)
BTEC National Diploma - Business Studies
SOUTH LONDON COLLEGE
GCSE O Levels - 8 passes
HABERDASHERS ASKES BOYS GRAMMAR SCHOOL
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