Muhammad Zuraiz Nazim
Stockholm,Pakistan
Summary
I am a dedicated and experienced Banker (Branch Manager) with a master’s in business administration. I have a proven track record of leading successful teams and achieving business objectives. My strong communication skills, ability to collaborate effectively, and adaptability make me a valuable asset to any organisation. I possess a high level of digital literacy and am constantly seeking ways to innovate and improve processes. I am passionate about delivering exceptional customer service and strive to exceed expectations in all aspects of my work.
Overview
13
13
years of professional experience
4022
4022
years of post-secondary education
1
1
Certification
Work history
Branch Manager
United Bank Limited
Lahore, Pakistan
05.2024 - 09.2025
- Ensuring development activities to boost business of the branch & achieve expected/budgetary level of growth in all key result area and ensure constant improvements in portfolios inclusive of deposit mobilisation, advances and other cross sell on shelve propositions.
- Mentored and trained staff to ensure compliance with banking regulations and policies.
- Provide leadership to the operation at the branch level.
- To supervise the branch’s staff, review their performance and support them in achieving their personal targets.
- Import and export businesses access to guarantees, global payments, trade finance and foreign exchange services, as well as providing expert technical assistance to help you gain from international opportunities.
- Developed and implemented strategic initiatives to boost branch performance and customer satisfaction.
Branch Manager
Soneri Bank Limited
Lahore
01.2023 - 05.2024
- Implements strategies to fuel growth in the Branch’s deposit base and advances portfolio and other business targets.
- Ensures profitability and growth of the branch by increasing the customer base and maximizing operational efficiency.
- Educates, develops and establishes strong relationships with customers in order to market and promote banks products to increase revenues of the branch.
- Facilitates internal audit and ensure compliance with the prudential and regulatory standards and adherence to internal and external policies.
- Ensures that the ambience of the branch reflects the brand image and culture that the bank wants to project.
- Evaluates performance of team members and provides feedback on an ongoing basis. Coaches team members and ensure they are motivated to perform effectively.
Personal Banking Manager
Meezan Bank Limited
Lahore
02.2015 - 01.2023
- Manage liability Portfolio and client relationships of the branch almost 1.3 Billion.
- Deposit mobilization and NTB account opening.
- Responsible for cross selling various products such as consumer and insurance products.
- Achieve agreed sales targets as assigned by management.
- Provide highest level of customer service.
- Liaise with existing and prospective clients to provide banking advise on Meezan Bank products and services in line with customers transactional, borrowing, saving and protection need.
- Responsible for cross referring Meezan bank solutions in order to meet customers present lateritic needs.
- Strict adherence to KYC/AML guidelines, account opening policy and procedures, SBP policies & Circular and foreign exchange.
Relationship Manager
Silk Bank Limited
Lahore
03.2014 - 02.2015
- To be an integral part of the team and work towards achieving organizational goals, both in terms of high productivity and Profitability while maintaining quality standards.
- Assist BM in educating internal & external customers and implement service culture across the Board.
- Ensure cross sell of all products under silk bank umbrella (i.e. assets, liabilities).
- Ensure service maintenance, account maintenance and all Audit (audit trail, correspondence register etc.) processes are followed.
- Responsible for all administrative and HR issues concerning the branch.
Personal Banking Consultant
Kasb Bank Limited
Lahore
07.2013 - 03.2014
- Ensure cross sell of all products under KASB product umbrella (i.e. assets, liabilities,).
- To manage the tagged portfolio of 200million, Lahore which includes 150 M casa and 50 M TD.
- To Manage the traffic flow to serve more people walking in the branch and in a lesser amount of time and ensure minimal clients in the banking hall through diversion to the ADCs and effective lobby management.
- To ensure that all required levels of service delivery are met and overall business results are achieved.
Branch New Business Executive
Standard Chartered Bank
Lahore
05.2012 - 03.2013
- Responsible for the client retention and build in new relationship of the client.
- Acquire a thorough understanding of client’s business, insurance objectives, and benefit program.
Education
Bachelor of Commerce -
Punjab College of Commerce
LahoreIntermediate In Commerce - undefined
Board of Intermediate and Secondary Education
LahoreMatriculation In Science - undefined
ST. Anthony’s High School
LahoreMaster in Business Administration -
University of Central Punjab
LahoreSkills
- Communication Skills
- Teamwork and collaboration
- Adaptability and flexibility
- Digital Literacy
- Creativity and Innovation
- Customer Service
- Strategic planning
- Hair Stylist
- Hairdresser
Certification
- Anti Money Laundering
- Combating the Financing of Terrorism and Customer Due Diligence (AML/CFT-CDD)
- TONI & GUY EDUCATION (UK) Hairdresser and Hair Styling Certificate
Languages
English
Urdu
Accomplishments
- ONE TEAM, ONE WIN Campaign in June 2023
- Awarded for Outstanding performance in 2022 (Q-I)
- Promoted as Assistant Vice President (AVP-II) in 2021
- Awarded Certificate or Ten 10 Campaign in 2021
- Awarded for Outstanding performance in 2020 (Q-IV)
- Awarded for Outstanding performance in 2020 (Q-III)
- Awarded for Outstanding performance in 2019 (QIV)
- Awarded for Outstanding performance in 2019 (Q-II)
- Achieved 1st Position in 2019 (Q-1) Pan Pakistan. (Outstanding PAM Score Rating
- (90% & above) based on all 6 KPIs of PAM Score Card during the Quarter I - 2019.)
- Awarded for Achieving Extra Ordinary Results in Deposits in Quarter-III in 2017
- Cross Sell Shining Star AMIM Sales 2017
- Awarded for Excellent Performance Rating during the Year 2016
- Awarded for 2016 Ten 10 Campaign
- Cross Sell Shining Star Car Ijarah Sales 2016
Custom
Trained from TONI&GUY which is a world-renowned British hairdressing brand, founded in London in 1963 by brothers Toni and Guy Mascolo, known for its fashion-forward styles, extensive education academies, and global presence with hundreds of salons and a successful product line (TIGI).
Timeline
Branch Manager
United Bank Limited
05.2024 - 09.2025
Branch Manager
Soneri Bank Limited
01.2023 - 05.2024
Personal Banking Manager
Meezan Bank Limited
02.2015 - 01.2023
Relationship Manager
Silk Bank Limited
03.2014 - 02.2015
Personal Banking Consultant
Kasb Bank Limited
07.2013 - 03.2014
Branch New Business Executive
Standard Chartered Bank
05.2012 - 03.2013
Intermediate In Commerce - undefined
Board of Intermediate and Secondary Education
Matriculation In Science - undefined
ST. Anthony’s High School
Bachelor of Commerce -
Punjab College of Commerce
Master in Business Administration -
University of Central Punjab