David Gustafia

Today I am the leader for Onboarding & AML Client Management LC&I Sweden at Danske Bank. The team I am heading is international and I have HR responsibility for people in Sweden, Denmark and Poland. My team is the only one that works with Onboarding and AML at LC&I Sweden, the team works with the biggest international companies and institutions in the Nordics. Today I am involved in various projects in the bank, developing new KYC analyst tools, scope planning for over 70 analysts etc. Im the AML Responsible Person (AMLRP) meaning I am signing off the high risk customers for Sweden. During autumn 2024 I personally onboard and educate new leaders in other market areas in the bank.

Previously worked as an AML Client Manager. The role involved acting as an advisor for 10-15 analysts as well as the business side (Senior Bankers, Relationship Managers, Credit, etc.) within AML, CTF, sanctions, taxes, and other anti-money laundering tasks. I managed my own client portfolio with the largest corporations and institutional clients in Sweden. In this role, I worked with many international companies worldwide and was responsible for coordinating the KYC processes with the client to ensure they had the best customer experience so that the bank could maintain a good relationship with the client. My stakeholders from the customer side included CEOs, CFOs, Group Treasurers, and Heads of Legal. In the fall of 2023, I took over responsibility for reporting for my team.

In the role of Senior AML Specialist, I worked with midcorp customers. I conducted analysis and was responsible for customer contact for the companies (limited companies, foundations, associations etc.) in my portfolio, which included companies from all types of industries. During this time, I conducted various training sessions for my colleagues regarding customer contact and process optimization.

In March 2019, I founded Heat Tech Sweden AB, which provides energy-saving measures for properties in Stockholm County. I am currently not active in the company.

At Öhman & Partners, I worked closely with the company owner, handling both corporate and individual clients in accounting and business law. Examples of tasks I performed included accounting, financial statements, company valuations, contracts, estates, tax issues and tax planning for both companies and individuals.